Securing finance and getting a mortgage for your new home can be fraught with twists and turns. What you need is a finance expert who’s in your corner, working to get you the best rate, best deal and help secure the future you want. You need a mortgage broker.

When you sit down with a mortgage broker, they’ll go through all aspects of your financial situation to determine how much you can borrow for a home loan. If they believe you’re unlikely to get approved yet, they will work with you to get your finances in shape until you’re ready to go.

Mortgage brokers are skilled at presenting your finances to banks and other lenders in a way that is most likely to get you approved. Because they’re up to date with each bank’s lending policy, they’ll work with the lender best suited for your financial situation, and approach them on your behalf.

Mortgage brokers aim to get you the lowest interest rate possible, and will also help you structure the loan to pay off as much as you can afford, in the best timeframe.

The good news is that brokers won’t generally charge you a fee for this service. When they successfully secure your lending, they get a commission from the bank.

At Onward Homes we work with a trusted group of brokers to help smooth the path to securing your lending. Get in touch with our sales team who can help you get started.